Mortgage Guide- by Spanish Mortgage Services
- mortgagesinspain@inbox.com
Documentation required for your Spanish mortgage
As a basic guideline the following documents are required to verify your income
- Copy of your passport
- 3 months personal bank statements illustrating declared income and outgoings
- 3 most recent wage slips, plus your latest P60
If self-employed
- Audited accounts for the last 2 years
- Last 2 years' tax returns
- Letter from your accountant confirming your income and tax payments for the previous year
- Proof of any other sources of income that you may wish to borrow against
- Copy of any tenancy agreements on buy-to-let properties
- Details of any pension you may be receiving
Fees Involved
On average, the cost of buying a property in Spain will be in the region of 10 to 15% of the purchase price depending on the complexity of the procedure and the area of Spain in which you are buying.
- Audited accounts for the last 2 years
- Last 2 years' tax returns
- Letter from your accountant confirming your income and tax payments for the previous year
- Proof of any other sources of income that you may wish to borrow against
- Copy of any tenancy agreements on buy-to-let properties
- Details of any pension you may be receiving
Spanish Mortgage Services offer you a free, no-obligation consultation giving you the chance to see what kind of mortgages are on offer, establish exactly how much you can borrow, what the repayments will cost, the price range of properties within your budget, and the deposit you’ll need.
Please email us to receive a copy of our mortgage application form at mortgagesinspain@inbox.com or call now on 620-409-173.
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